Mackenzie Hughes
Practice Areas
Appellate Practice
Banking & Financial Institutions
Bankruptcy & Creditors' Rights
Economic Development
Elder Law & Disability Planning
Emerging Business
Employee Benefits
Estate Trust Guardianship Litigation
Estates, Trusts & Personal Planning
Family & Matrimonial Law
Health Care
Individual Rights
Intellectual Property & Technology
International & Immigration
Labor & Employment
Land Use & Zoning
Mergers & Acquisitions
Personal Injury
Professional Liability
Public Companies
Public Finance
Public Law & Policy
Public Officers
Real Estate
Real Property Tax
Wealth Management


Mackenzie Hughes is among New York State's leading, most highly regarded counsel for banks and credit unions, representing numerous financial institutions, large and small, throughout the State and counseling them on the ever changing regulatory landscape.

Mackenzie Hughes attorneys practicing within the Banking & Financial Institutions area include:

Richard C. Engel
Clayton H. Hale Jr.
Frederick W. Marty
Neil J. Smith
Edward J. Spencer III
Mark W. Wasmund

Latest Blog Posts

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07/07/2014APPLYING FOR/REFINANCING A MORTGAGE? Be prepared. The approval process continues to evolve….

Mackenzie Hughes represents many prominent regional banks and credit unions in various aspects of their business. Financial professionals trust us for no-nonsense counsel on a wide variety of complex issues. Our attorneys in this area stay on top of the latest developments and know how to make the myriad laws and regulations work for our clients. We represent regulated financial institutions such as banks, credit unions, insurance companies and brokerage firms in the negotiation and documentation of the full range of commercial financial transactions:

Mergers and Acquisitions
  • Evaluation of merger proposals
  • Negotiating and drafting letters of confidentiality
  • Developing and providing counsel on takeover strategies

Federal and State Regulatory Matters
  • Truth-in-lending issues
  • Director liability
  • Conversions
  • Interstate banking
  • Service corporations
  • All other aspects of federal and state statutes and regulations

Financial Services
  • Commercial mortgage loans
  • Asset-based financing
  • Project/construction transactions
  • Conversions
  • Participation in multi-lender transactions

International Banking Matters
  • Currency control
  • Foreign investment
  • Trade financing, including letters of credit and export-import
  • Project financing

Loan Workout and Collections
  • Real estate–secured loan workouts
  • Asset-based workout
  • Bankruptcy and collections


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Prior results do not guarantee a similar outcome.